:root{
  --bg:#071526;--bg2:#0b2a4a;--text:#0b1728;--muted:#64748b;--line:#dbe5ef;
  --blue:#0987d8;--cyan:#35d0c3;--orange:#ffad2e;--soft:#f5f8fc;--white:#fff;
  --shadow:0 22px 60px rgba(6,21,38,.14);--radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.55}
a{text-decoration:none;color:inherit}
.top{height:4px;background:linear-gradient(90deg,var(--blue),var(--cyan),var(--orange))}
.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{max-width:1180px;margin:auto;height:70px;padding:0 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{font-size:28px;font-weight:950;letter-spacing:-2px;color:#061d36;white-space:nowrap}.logo span{color:var(--blue)}
.menu{display:flex;align-items:center;gap:2px;min-width:0}
.menu>a,.drop-btn{border:0;background:transparent;font:800 13.5px Arial;color:#0b1728;padding:24px 9px;cursor:pointer;white-space:nowrap}
.drop{position:relative}.drop-btn:after{content:"⌄";font-size:12px;color:var(--blue);margin-left:6px}
.menu>a:hover,.drop:hover .drop-btn{color:var(--blue)}
.dropdown{display:none;position:absolute;top:66px;left:0;min-width:230px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:8px;overflow:hidden}
.drop:hover .dropdown{display:block}
.dropdown a{display:block;padding:12px 13px;border-radius:10px;font-size:14px;font-weight:750;color:#162236}
.dropdown a:hover{background:#eef6fd;color:var(--blue)}
.nav-actions{display:flex;gap:8px;white-space:nowrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 16px;border-radius:10px;font-weight:900;font-size:14px;border:1px solid #08213b}
.btn.primary{background:var(--orange);border-color:var(--orange);color:#061526}.btn.outline{background:#fff;color:#08213b}
.hamb{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:10px 12px;font-weight:900}
.hero{background:radial-gradient(circle at 80% 20%,rgba(53,208,195,.18),transparent 28%),linear-gradient(135deg,#061526,#0b2a4a);color:#fff}
.wrap{max-width:1180px;margin:auto;padding-left:22px;padding-right:22px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:44px;align-items:center;padding-top:78px;padding-bottom:78px}
.eyebrow{color:var(--cyan);font-size:12px;font-weight:950;text-transform:uppercase;letter-spacing:1.7px}
h1{font-size:clamp(38px,5vw,68px);line-height:1.02;letter-spacing:-2.4px;margin:15px 0}
h2{font-size:clamp(30px,3.5vw,44px);line-height:1.1;letter-spacing:-1px;margin:8px 0 12px}
h3{font-size:21px;margin:0 0 10px}
p{color:var(--muted);margin:0}.hero p{color:#d5e3f2;font-size:18px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.section{padding:70px 0}.alt{background:var(--soft)}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;align-items:center}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card,.chart,.formbox{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 12px 30px rgba(6,21,38,.06);padding:24px}
.hero .chart{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16);box-shadow:0 25px 70px rgba(0,0,0,.22)}
.line{width:72px;height:3px;background:linear-gradient(90deg,var(--blue),var(--cyan));margin-bottom:16px}
.card p{font-size:15px}
.chart-title{font-weight:950;margin-bottom:16px}
.hero .chart-title{color:#fff}
.bars{display:grid;gap:13px}.bar label{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);margin-bottom:7px}.hero .bar label{color:#d8e6f5}
.track{height:12px;background:#e8eef5;border-radius:999px;overflow:hidden}.hero .track{background:rgba(255,255,255,.16)}
.fill{height:100%;width:var(--w);background:linear-gradient(90deg,var(--blue),var(--cyan));border-radius:999px}
.donut{width:188px;height:188px;border-radius:50%;background:conic-gradient(var(--blue) 0 42%,var(--cyan) 42% 73%,var(--orange) 73% 100%);display:grid;place-items:center;margin:0 auto 18px}
.donut:after{content:"RWA";width:108px;height:108px;border-radius:50%;background:#fff;color:#061526;display:grid;place-items:center;font-weight:950}.hero .donut:after{background:#0b2a4a;color:#fff}
.legend{display:grid;gap:8px}.legend div{font-size:13px;color:var(--muted)}.hero .legend div{color:#d8e6f5}.dot{display:inline-block;width:10px;height:10px;border-radius:50%;background:var(--blue);margin-right:8px}.dot.c{background:var(--cyan)}.dot.o{background:var(--orange)}
svg{width:100%;height:auto}.axis{stroke:#cbd5e1}.lineA{fill:none;stroke:var(--blue);stroke-width:4;stroke-linecap:round}.lineB{fill:none;stroke:var(--cyan);stroke-width:4;stroke-linecap:round}.txt{fill:#64748b;font-size:11px}.hero .txt{fill:#d8e6f5}
.pagehead{background:linear-gradient(135deg,#061526,#0b2a4a);color:#fff;padding:64px 0}.pagehead p{color:#d5e3f2;max-width:790px;font-size:18px}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.badge{background:#eef6fd;border:1px solid #d4e8f7;color:#07598d;border-radius:999px;padding:8px 12px;font-size:13px;font-weight:850}
.form{display:grid;gap:13px}.form input,.form select,.form textarea{width:100%;padding:14px 15px;border:1px solid var(--line);border-radius:11px;font:15px Arial;background:#fff}.form textarea{min-height:140px;resize:vertical}.hidden-field{position:absolute;left:-9999px;opacity:0}
.notice{font-size:13px;color:var(--muted);margin-top:10px}.error{display:none;color:#b42318;font-size:13px;font-weight:800}.success{display:none;color:#087443;font-size:13px;font-weight:800}
.footer-cta{background:#061526;color:#fff;text-align:center;padding:64px 0}.footer-cta p{color:#d5e3f2;max-width:760px;margin:0 auto 24px}
.footer{background:#020f1c;color:#cbd5e1;padding:42px 0}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:24px}.footer a{display:block;color:#cbd5e1;margin:7px 0}.copy{border-top:1px solid rgba(255,255,255,.12);margin-top:26px;padding-top:18px;color:#8394aa;font-size:13px}
@media(max-width:1180px){.nav-actions{display:none}.menu>a,.drop-btn{padding-left:8px;padding-right:8px;font-size:13px}.logo{font-size:27px}}
@media(max-width:900px){
 .hamb{display:block}.menu{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:14px 22px;box-shadow:var(--shadow)}
 .menu.open{display:block}.menu>a,.drop-btn{display:block;width:100%;text-align:left;padding:13px 0;font-size:15px}
 .dropdown{position:static;display:none;box-shadow:none;border:0;background:#f6f9fc;margin:4px 0 8px;min-width:0}.drop.open .dropdown{display:block}.drop:hover .dropdown{display:none}.drop.open:hover .dropdown{display:block}
 .hero-grid,.grid2,.grid3{grid-template-columns:1fr}.hero-grid{padding-top:54px;padding-bottom:54px}.footergrid{grid-template-columns:1fr}
}